As a teacher for 28 years, Reneé Culler was a natural inspiration to her first grade students. Whether it was helping them learn to read or teaching them important lessons about the environment, she viewed every day as an opportunity to make a positive difference for her students and in her Columbia community. This same outlook is what drives Reneé in her real estate career. She’s committed to making a lasting impact in the lives of her clients and it shows in the personalized level of service she provides.

Reneé strives to inspire you throughout every step of the real estate process. She wants you to dream big and accomplish every one of your home buying or selling goals. At the same time, she offers honest, upfront advice and sound guidance to ensure that the investment decisions you make are the right ones for your family’s future. To this end, she educates you throughout the transaction to make sure you have the information and insight you need to succeed.

If you are buying or selling a home in the Columbia area, Reneé Culler is A Natural Inspiration that you can count on in local real estate. Call her today and make the most of your opportunities!

Reneé invites you to click through her website filled with multiple tools and resources for homebuyers and sellers. Learn more about Reneé and her real estate services. Search for homes for sale, order informative special reports that could save you thousands. If you are relocating to the area, you'll find a wealth of information too. Calculate your mortgage payment, — it's all here in Reneé's website.

Reneé proudly serves the real estate needs of residents of Columbia, SC and the surrounding areas.

The KCM Blog: Best Post of 2011: For Buyers     Best Post of 2011: For Buyers Posted: 28 Dec 2011 04:00 AM PST This week we are posting the best blogs of 2011 by category. We hope you enjoy them as much as you did when we first posted them. – The KCM Crew Even the Naysayers Say Now Is the Time to Buy Business School professors Eli Beracha of East Carolina University and Ken H. Johnson of Florida International University have done extensive research on which makes more sense financially: to rent or own a home. They published,Lessons from Over 30 Years of Buy versus Rent Decisions: Is the American Dream Always Wise? In their paper, the professors do not dispute the social benefits of homeownership: “Home ownership is touted as the “American Dream”. It is credited with enhancing wealth, increasing civic pride, improving self-esteem, crime prevention, child development, and better educational outcomes, among other benefits. This paper does not dispute any of these claims.” What the professors were proposing is that homeownership is not a better investment strategy than renting. The first of the two major findings was: “After setting the holding period to the average American’s tenure in a residence, renting (not buying) proves to be the superior investment strategy over most of the study period… Individuals, on average, were better off in economic terms to have rented for most of the years in the study period. This first result is strongly dependent upon fiscally disciplined individuals that,without fail, reinvest any residual savings from renting.” Historically, people do not actually reinvest savings “without fail”.  Check here for the findings of a recent study from The Joint Center for Housing Studies at Harvard. The second major finding says it all.According to both professors Beracha and Johnson, NOW IS THE TIME TO BUY! “(F)undamental drivers now appear to be in place that favor homeownership over renting in the near term future… The second finding might seem unwise to many given the recent crash in the real estate markets around the country. However, rent-to-price ratios now seem to be in place along with other fundamental drivers that favor ownership over renting.” They conclude their research paper with this sentence: “Conditions (historically low mortgage rates and relatively low rent-to-price ratios) now seem in place to favor future purchases.” Bottom Line Two researchers set out to prove that homeownership is not a good financial decision. After completing that research, they have determined that now is the time to buy. What more needs to be said?

 

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SC Arbor Day 2010 Arbor Day in South Carolina was celebrated this year at Rosewood Elementary School on December 3rd. Arbor Day in SC is always set to the first Friday in December. This year an autumn blaze maple was planted on the playground near the cafeteria. The first grade classes were in attendance to witness this event which included a presentation by Renee Culler, former teacher at Rosewood for 28 years. A poem about trees was read and information was given on how valuable trees are to our environment. As usual, the kids participated in helping plant and fill the hole for the new tree. Over the years this tree can be expected to grow 50' tall and 40' wide. And one day it will be a nice place to relax from the hot sun. The picture gallery here will highlight the activities of all the participants helping celebrate this SC arbor day 2010. Album | Slideshow

 

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